Washington, DC's Premier Commercial Insurance & Risk Management Experts
For over 40 years D.H. Lloyd & Associates has provided commercial insurance solutions covering multiple facet of business risk.
Who We Are
Top-Rated Insurance Experts in Washington, DC
D.H. Lloyd & Associates is an independent insurance agency specializing in commercial insurance and risk management services. Since 1985, we have been committed to providing businesses with reliable and effective coverage tailored to their unique needs.
With decades of experience, we have established strong relationships with leading insurance providers, enabling us to offer a wide range of coverage options at competitive rates. Our personalized approach ensures that every client receives solutions designed to protect their assets and minimize risks effectively.
At D.H. Lloyd & Associates, we focus on delivering peace of mind. By handling your insurance and risk management needs, we allow you to concentrate on what matters most—growing and managing your business confidently.
Insurance Solutions
Strategic Coverage for Your Business Needs
Crafting customized insurance plans designed to protect your assets and ensure business continuity.
Minimize Risks
Adapt to Industry Changes
Protect Your Business
Risk Assessment
Comprehensive Risk Analysis for Business Protection
Evaluate and mitigate risks to ensure the security and growth of your business.
Identify Potential Risks
Enhance Operational Security
Protect Your Assets
Insurance Advisory
Expert Guidance for Comprehensive Coverage
Providing tailored insurance solutions that maximize protection while managing risk.
Capitalize on Coverage Opportunities
Minimize Exposure to Risks
Achieve Financial Stability
Team Members
Get to know our amazing team
With a passion for innovation and a dedication to excellence, we bring diverse expertise to every project we undertake.
Denise H. Lloyd, CIC
Founder & Chairman
Jelani Fenton
President
Testimonials
See What Our Washington, DC Clients Say About D.H. Lloyd & Associates
Clients trust D.H. Lloyd & Associates for dedicated support, comprehensive coverage options, and dependable service. With over 35 years of experience, we proudly protect businesses across Washington, DC, and beyond, ensuring peace of mind and unmatched reliability.
Personal Insurance Coverage
Find Reliable Personal Insurance Coverage in Washington, DC
Auto Insurance
Protect your vehicle and stay prepared for the unexpected. Our auto insurance policies cover accidents, theft, and liability, ensuring you stay on the road with peace of mind.
Home Insurance
Safeguard your home and belongings against unforeseen damages or disasters. Our home insurance plans provide coverage for repairs, replacements, and liability protection.
Umbrella Insurance
Enjoy extra liability coverage beyond your standard policies. Umbrella insurance offers additional protection for your assets and future income.
Condo Insurance
Protect your condominium with coverage tailored to your needs. Our condo insurance policies help safeguard your unit and belongings against unexpected damages and losses.
Renters Insurance
Ensure peace of mind while renting. Our renter insurance plans protect your personal belongings and provide liability coverage for unforeseen incidents.
High Net Worth Insurance
Exclusive coverage designed for high-net-worth individuals. Our policies offer comprehensive protection for valuable assets, estates, and unique financial risks.
Protect What Matters Most – Explore All Personal Insurance Options Today!
Business Insurance
Comprehensive Business Insurance Solutions for Your Company
General Liability Insurance
Protect your business from financial risks caused by claims of bodily injury, property damage, or personal injury. Our general liability insurance ensures your business stays secure.
Commercial Property Insurance
Safeguard your business premises and physical assets from damage due to fire, theft, or other disasters. Our policies are designed to keep your business running smoothly.
Workers' Compensation Insurance
Provide financial protection for your employees in case of work-related injuries or illnesses. Ensure your team is covered and your business stays compliant.
Professional Liability Insurance
Shield your business from claims of errors, omissions, or negligence. Professional liability insurance offers peace of mind for service-based industries.
Cyber Liability Insurance
Protect your business from cyber threats like data breaches or system hacks. Cyber liability insurance provides essential coverage for today’s digital landscape.
Industries We Serve
How D.H. Lloyd Ensures Comprehensive Coverage?
At D.H. Lloyd & Associates, we provide specialized insurance solutions for a variety of industries. Below are the key sectors we serve:
Contractors
Offering coverage for general liability, workers’ compensation, and more to keep your projects secure.
Restaurants
Tailored insurance to protect your business from property damage, food safety issues, and customer liability.
Real Estate Investors
Protect your properties and investments with coverage designed for landlords and developers.
Our Process
How to Obtain Coverage with D.H. Lloyd & Associates?
Explore our streamlined process for securing the best personal and business insurance solutions.
Contact Us: Reach out to our team via phone, email, or online form.
Consultation:
We’ll assess your needs, explain available options, and tailor a solution.
Quote Provided: Receive a personalized quote based on your coverage requirements.
Review & Customize:
Review your options, ask questions, and make any necessary adjustments.
Get Covered:
Finalize your coverage and enjoy peace of mind with comprehensive protection.
FAQs
Common questions clients asked about D.H. Lloyd & Associates
Find quick answers to common questions about insurance coverage. If you can’t find what you’re looking for, don’t hesitate to reach out to us for further assistance.
What types of insurance does D.H. Lloyd & Associates offer?
D.H. Lloyd & Associates offers a broad range of insurance coverage for both personal and business needs. Whether you’re looking for auto, home, or commercial insurance, we provide customized solutions.
Our team specializes in crafting policies to fit your specific requirements and protect your assets. We also offer specialized coverage for industries like healthcare, restaurants, real estate, contractors, and more.
Our goal is to ensure you're fully covered, no matter your business or personal insurance needs.
How do I know which insurance coverage is right for my business?
Choosing the right insurance for your business depends on several factors, including your industry, size, and the types of risks you face.
At D.H. Lloyd & Associates, we conduct a thorough needs analysis to understand your unique situation. We then recommend tailored coverage options such as general liability, commercial property, workers' compensation, and professional liability insurance.
Our team works closely with you to ensure you have the protection you need for both everyday risks and unexpected events.
What makes D.H. Lloyd & Associates different from other insurance agencies?
D.H. Lloyd & Associates stands out due to our commitment to personalized service and deep industry knowledge. We are a minority-owned, independent agency with over 35 years of experience in providing custom insurance solutions.
Our clients appreciate our clear communication, reliability, and dedication to securing the best possible coverage.
Unlike larger agencies, we offer a more hands-on approach, ensuring you always have an advisor who understands your needs and concerns.
How can I get a quote for my insurance coverage?
Getting a quote with D.H. Lloyd & Associates is simple and quick. You can contact us by phone, email, or through our online form. Once we have your information, we’ll schedule a consultation to discuss your needs in detail.
We’ll then prepare a personalized quote based on the type of coverage you're seeking.
Our team is here to walk you through the process and help you understand your options.
What should I do if I need to file a claim?
If you need to file a claim, we make the process as straightforward as possible. First, contact our office immediately to inform us of the incident.
We’ll guide you through the claims process and help you gather any necessary documentation.
Our team will work with the insurance company to ensure a smooth and efficient resolution. We’re here to provide support every step of the way, ensuring that your claim is processed quickly and fairly.
Our Latest Blogs
Stay informed with expert advice, industry trends, and valuable resources from D.H. Lloyd & Associates to help you make well-informed decisions about your insurance coverage.
Let's connect
We’re here to help
Need help with a project, have a question about our work? We’re here.
Contact Us
Partner with D.H. Lloyd & Associates today for expert guidance and reliable insurance solutions. Our team combines experience with a dedication to protecting what matters most to your business. Let us help you navigate your insurance needs with confidence and peace of mind.
For over 40 years D.H. Lloyd & Associates has provided commercial insurance solutions covering multiple facet of business risk.
QUICK LINKS
CONTACT US
Phone:
202-223-1506
Email: contactus@dhlloyd.com
Address: 1625 K St NW, Washington, DC 20006, United States